LIC Kanyadan Policy एलआईसी कन्यादान पॉलिसी

LIC Kanyadan Policy, LIC Kanyadan Policy kya Hai , एलआईसी कन्यादान पॉलिसी, Kanyadan Policy, भारतीय जीवन बीमा निगम की कन्यादान पालिसी

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LIC Kanyadaan Policy एलआईसी कन्यादान पॉलिसी

केंद्र सरकार द्वारा समाज में कन्या भ्रूण हत्या जैसी अपराध पर काबू पाने के लिए कन्या हित में अनेक योजनाओं लागू किया गया है। जिसमें कन्या के जन्म पर गर्भवती महिलाओं एवं कन्या के स्वास्थ रक्षा के लिए धनराशी दिए जाने, सुकन्या समृद्धि योजना कन्याओं के उज्जवल भविष्य हेतु, बेटी बचाओ बेटी पढ़ाओ योजना आदि। ऐसी हीं एक पॉलिसी भारतीय जीवन बीमा निगम द्वारा एलआईसी कन्यादान पालिसी शुरू की गई है।जो कि कन्या के अभिभावको शादी के खर्च की योजना जन्म से हीं बनाने के लिए प्रोत्साहित करती है। योजना के तहत एक वर्ष की कन्या के लिए प्रतिदिन रूपए 121 बचत करने पर महीने में रूपए 3600 की बचत होगी। जो कि एलआईसी के किश्त के रूप में प्रति माह जमा करना है। जिसके फलस्वरूप पालिसी की अवधि पूरी होने पर रूपए 27 लाख रूपए प्राप्त होंगे।आइये जाने कन्यादान पालिसी की विस्तृत जानकारी।

LIC Kanyadaan Policy kya Hai  एलआईसी कन्यादान पॉलिसी क्या है 

एलआईसी कायदान पालिसी के नियमानुसार-

  1. यदि  पिता की न्यूनतम आयु 25 वर्ष  और कन्या की आयु 1 वर्ष है तो 60 रूपए प्रति माह प्रीमियम का भुगतान करने पर रूपए 11 लाख प्राप्त होगी।
  2. यदि  पिता की न्यूनतम आयु 30 वर्ष  और कन्या की आयु 1 वर्ष है तो 100  रूपए प्रति माह प्रीमियम का भुगतान 20 वर्ष में  रूपए 11 लाख प्राप्त होगी।
  3. यदि पिता की आयु 25 वर्ष और कन्या की आयु 1 वर्ष है तो प्रतिदिन रूपए 121 यानि प्रति माह रूपए 3600 प्रीमियम का भुगतान करने पर 25 वर्ष में  रूपए 27 लाख  प्राप्त होगी।
  4. योजना के अंतर्गत 6,10.15 या 20 वर्ष के लिए पालिसी के प्रीमियम  भुगतान की अवधि का चयन किया जा सकता है।  पालिसी की अवधि एवं प्रीमियम की रकम के आधार पर पालिसी का लाभ ज्यादा या कम प्राप्त होगा।

कन्यादान पालिसी के तहत रूपए 60 प्रति माह प्रीमियम भुगतान का प्लान लेने पर –

  •  पिता की न्यूनतम आयु 25 वर्ष और कन्या की आयु 1 वर्ष  होना चाहिए।
  •  रूपए 60 प्रति माह प्रीमियम का भुगतान करने पर रूपए 11 लाख प्राप्त होगी।
  • यदि पिता की मृत्यु हो जाती है तो प्रीमियम का भुगतान नहीं करना होगा।
  • पालिसीधारक (पिता) की दुर्घटनावश मृत्यु होने पर नॉमिनी (बेटी) को तुरंत रूपए 10 लाख रूपए का भुगतान किया जाएगा।
  • गैर दुर्घटनावश मृत्यु पिता की होने पर कन्या (नॉमिनी) को तत्काल रूपए 5 लाख का भुगतान किया जाएगा।
  • पालिसी की परिपक्वता तिथि तक प्रति वर्ष कन्या को 50 हज़ार रूपए का भुगतान किया जाएगा।
  • पालिसी की परिपक्वता तिथि पूरी होने पर एलआईसी की पूर्ण परिपक्वता राशि का भुगतान किया जाएगा।

कन्यादान पालिसी के तहत प्रतिदिन रूपए 121 यानि प्रति माह रूपए 3600 प्रीमियम का भुगतान का प्लान लेने पर –

  •  पिता की आयु 25 वर्ष और कन्या की आयु 1 वर्ष होना चाहिए।
  • रूपए 121 मासिक भुगतान करने पर 25 वर्ष पूरा होने पर  रूपए 27 लाख प्राप्त होगी।
  • इस प्लान के तहत बीमा के प्रीमियम का भुगतान 23 वर्ष तक करना होगा और योजना की परिपक्वता की रकम 25 वें वर्ष में प्राप्त होगी।
  • पिता की दुर्घटना मृत्यु होने पर बीमा के प्रीमियम का भुगतान नहीं करना होगा।
  • कन्या को प्रति वर्ष रूपए 1 लाख प्रदान किया जाएगा।
  • योजना की परिपक्वता अवधि पूरी होने पर बीमा की पूरी राशि 27 लाख प्राप्त होगी।

अन्य योजनायें पढ़िए हिंदी में :

उत्तर प्रदेश वृद्धावस्था पेंशन योजना लिस्ट-2017-18

प्रधानमंत्री आवास योजना लिस्ट 2018-19

शौचालय लिस्ट में नाम देखिये

 

 

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