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PM Jan Dhan Account Online Opening Process पीएम जन धन खाता ऑनलाइन खोलने की प्रक्रिया
प्रधानमंत्री मोदी द्वारा वर्ष 2014 में जन धन योजना शुरू की गयी थी। इस योजना को शुरू करने का उद्देश्य देश के नागरिकों को बैंकिंग सुविधा से जोड़ना है। इसके अतिरिक्त बीपीएल श्रेणी की जनता तक सरकारी योजना का लाभ पहुँचाने मे पारदर्शिता कायम करना है। डिजिटल इंडिया के दौर में सरकारी योजनाओं का लाभ प्राप्त करने के लिए जन धन खाता होना आवशयक है। सरकार द्वारा बीपीएल श्रेणी के नागरिकों के हितार्थ शुरू की गयी योजनाओं का लाभ सीधे जन धन बैंक खाते में हीं ट्रान्सफर किया जाता है। इस खाते को खोलने से बैंक ओवरड्राफ्ट, जीवन बीमा, दुर्घटना बीमा आदि अन्य सुविधाएँ मिलती हैं। प्रधानमंत्री जन धन खाता बैंक जाकर तो खुलवाया हीं जा सकता है। इसके अतिरिक्त ऑनलाइन भी जन धन खाता फॉर्म डाउनलोड करके खोलने की प्रक्रिया पूरी की जा सकती है। इससे बैंक में कतार में खड़े होने की असुविधा से बचा जा सकता है। आइये जाने जन धन खाता खोलने की ऑनलाइन प्रक्रिया की जानकारी।
PM Jan Dhan Account Benefits Eligibility पीएम जन धन खाता के लाभ की पात्रता
- योजना के तहत बीपीएल श्रेणी का कोई भी भारतीय नागरिक जन धन बैंक खाता खुलवा सकता है।
- जन धन खाता के तहत ओवरड्राफ्ट का लाभ प्राप्त करने के लिए खाताधारक की आयु 18 से 60 वर्ष के बीच होनी चाहिए।
- किसान क्रेडिट कार्ड के उपयोगकर्ता को जन धन खाता के अंतर्गत ओवरड्राफ्ट की सुविधा नहीं प्राप्त होगी।
- ओवरड्राफ्ट की सुविधा प्राप्त करने के लिए जन धन खाताधारक का किसी भी बैंक में खाता नहीं होना चाहिए।
- परिवार के केवल एक महिला सदस्य को ओवरड्राफ्ट की सुविधा प्राप्त हो सकेगी।
PM Jan Dhan Account Documents पीएम जन धन खाता के लिए दस्तावेज़
- आधार कार्ड होने पर किसी अन्य डाक्यूमेंट्स की आवश्यकता नहीं होगी।
- आधार कार्ड नहीं होने पर कोई भी फोटो आईडी कार्ड दे सकते हैं।
- यदि कोई भी फोटो आईडी कार्ड नहीं है, तो सरकारी अधिकारी द्वारा जारी किया गया पहचान प्रमाण पात्र फोटो सहित होना चाहिए। किन्तु जन धन खाता पर मिलने वाले लाभ प्राप्त करने के लिए खाता को आधार कार्ड से लिंक्ड करवाना आवशयक है।
- आवेदक के वर्तमान की फोटो।
PM Jan Dhan Account Online Opening Process पीएम जन धन खाता ऑनलाइन खोलने की प्रक्रिया
- जन धन खाता ऑनलाइन खोलने के लिए प्रधानमंत्री जन धन योजना वेबपोर्टल लिंक पर क्लिक करिए।
- इस पेज में ई दस्तावेज़ विकल्प के अंतर्गत खाता खोलने का फॉर्म विकल्प पर क्लिक करना होगा।
- फिर फॉर्म को डाउनलोड करके प्रिंट आउट निकालना होगा।
- इसके बाद फॉर्म में सभी सूचनाएंँ भरने के बाद अपना फोटो लगाना होगा। फिर आधार कार्ड की फोटोकॉपी को संलग्न करना होगा।
- फिर अपने निकट के किसी भी बैंक में जमा करना होगा। इस प्रकार आप योजना के तहत बैंक खाता खोलने की ऑनलाइन प्रक्रिया पूरी कर सकते हैं।
- पीएम जन धन खाता खोलने के लिए आप अपने निकट के बैंक में जाकर खाता खोलने की प्रक्रिया भी पूरी कर सकते हैं।
पीएम जन धन खाता ऑनलाइन खोलने की प्रक्रिया की जानकारी के स्त्रोत के लिए लिंक पर क्लिक करिए।
अधिक जानकारी के लिए विडियो देखिये For more information watch video below:
अन्य योजनायें पढ़िए हिंदी में :
उत्तराखंड सौभाग्यवती योजना 2020
मुख्यमंत्री बेसहारा गोवंश सहभागिता योजना
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