Which is better? SBI Clerical job or Software Engineer in TCS or Infosys?
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Which is better? SBI Clerical job or software engineer
I think software job in product development company is always better then SBI Clerk or PO jobs. If you want to go near your home, not interested in coding and doing some non-development work with low salary in software job then you should definitely Prefer SBI Clerk job seriously, since you can easily become Po after 3 years and then you will have plenty of opportunity.
Software Job Vs SBI Clerk Job
Similarities
1. Job work Wise both the jobs are same now a days – both has to work day and night, there will be lot of work to be done in both org.
2. SBI clerk job is lower level so like software job here also you have face your manager in the same way as you hate manager in software job.
3. In both the jobs your salary will be almost same i.e. 20k starting salary.
4. SBI clerk is same job as like any other regular private job i.e. same work culture in banks also now, more work, very hectic schedule etc.
Differences
1. You will have more job security in SBI Clerk job being govt servant.
2. As software engineer you have more better career growth if you are really good in coding and algorithm, if you are not in coding work and least interested in computer science and prefer SBI.
3. As SBI Clerk you will have very less career opportunity to grow i.e. after 3 years need to clear internal exams to reach to PO and then higher posts, but in software job switch 2-3 companies your salary will be double and triple easily.
4. Now a days most of govt bank has to work like private companies due to competition from private banks so you have always keep professionalism for customer i.e. gone are the days when govt job employees were greeted with due respect, now a days everything is Customer First – Respect customer, do their work, get business out of them.
Verdict
1. If you are bored of software jobs then fill SBI form, see if you can crack it or not – dont take risk to leave job since for SBI/IBPS po and clerks lacs of people are preparing very hard day and night – there is very huge competition, so it is risky to leave job.
Lets get more details about SBI Job profile, Salary and Other Details –
What is the SBI Clerk job profile?
As being the clerk, you will be the first person a customer will contact to regarding his issues and doubtsm here are main duties of Clerk –
1. Functions as a Single Window Operator (SWO): Under This you have to do day-to-day bank functions like opening accounts, amount transfers through cheque/ NEFT/ RTGS etc, issuance of Demand Drafts (DD), cheque clearance, cheque book requests, receiving inward mails etc.
2. Work as Cashier : Clerk in SBI may also need to function as Cashiers in certain branches. This involves handling cash transactions of the concerned branch, clearing and transfer of cheques etc.
3. SBI junior associates may also need to function as special assistants or universal tellers.
4. Resolve Customer Queries and resolve any issues about customer complaints.
Responsibilities of SBI clerk?The very first responsibility of SBI clerk is to interact with customers and helping them out with their doubts. Secondly, you will be responsible for verification and signing of documents, clearing cheques and drafts. You will also have handle back office work as being SBI clerk.
What is the starting salary for SBI clerk?
For a metro city like Mumbai, you will get around Rs. 20 ,000 to 25000 er month (inclusive of DA).
The salary structure of an SBI Clerk Junior Associate is: (in INR)
11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110-2120/1-30230-1310/1-31540.
In Metro cities like Mumbai, Rs. 20,950/-per month inclusive of Dearness allowance (D.A.) and other allowances. Allowances vary depending upon the place of posting of the employee.
SBI Clerk salary in Class Y cities: Rs. 20,000/-
SBI Clerk salary in Class Z cities: Rs. 19,000/-
Bank clerk salary in SBI is about Rs. 20,000/- higher (on an average) in comparison to clerks in other banks. The difference is due to the extra allowances that SBI offers to its clerks.
Basic Pay …………………… Rs.11765/-
Special Allowance ……… Rs.911.79/-
DA ……………………………. Rs.5311.58/-
Transport Allowance …. Rs.425/-
Total (without HRA) ….. Rs.18413.37/-
HRA …………………………. Rs.1176.5/-
Gross with HRA ………… Rs 19589.87/-
What are the SBI Junior Associates Salary Allowances
All SBI Clerk would have following components in the salary as allowances –
1. DA : This is paid on quarterly basis based on government of india declarations.
2. HRA : House Rent Allowance is paid based on posting city, for metro cities you will be paid few bucks more then other cities.
3. Apart from the above, SBI Clerk Salary also includes various perquisites like Furniture Allowance, House Maintenance Allowance, Books & Magazine Allowance, Briefcase Allowance, Reimbursement of Telephone Bills etc.
Perks of Being an SBI Clerk
Working as Junior Associate it always a privilege as you wont have unrealistic targets as Po Guys have, you will be in more peace, along with it
- Flexible work hours and working in shifts.Travelling and changing challenges.no is parked door-to-door sales – This s big plus.Stable work environment.Upward mobility.Encash privilege leaves.
- How to Get Promotion to SBI PO from Clerk
you can always write internal exams like JAIIB and CAIIB and get promoted to clerk very easily, you dont need to again write all india level exam and go through same tough process.
1. Know Complete Study Plan : SBI Clerk Notification 2018 – Eligibility, Exam Pattern, Selection Procedure , 8000 posts etc complete details – Seekhe
2. Kow Complete Job Profily, Salary from Here : SBI Clerk 2018 FAQ – Notification, Selection Procedure, Eligibility, Vacancies, Salary, Job Profile, Promotions – Seekhe
